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About MortgageHackr.net

Unlock Better Deals

We're former automotive executives who bring data-driven deal-making expertise to the mortgage industry, helping homeowners get the agility that car shoppers enjoy.

About Us

We're a group of former automotive executives who mastered data-driven deal-making and negotiations. When we looked at our own mortgages, we noticed home-buyers lack the agility car shoppers enjoy: you can walk out of one dealership and straight into another, but refinancing or switching lenders involves weeks of paperwork, credit pulls, and underwriting—so most people won't even try and simply settle for the rate they're handed.

Our Mission & Vision

Driving our commitment to empowering borrowers with data and insights.

Our Vision

Empower every borrower with transparent data and peer-driven insights—so they navigate the mortgage decision with confidence and unlock tens of thousands of dollars in savings over the life of their loan.

Our Mission

Turn 50+ years of mortgage-rate data and peer insight into simple, actionable tools—empowering every borrower to explore offers, compare options, and confidently make the mortgage decision that's right for them.

What We Built

Powerful tools that give you the data and community support you need to get better mortgage deals.

Mortgage Deal Analyzer

50+ Years of Rate Data

Pulls daily rate data going back to 1971

Market Comparison

Compares any quote—or your closed loan from years ago—against the market on that exact date

Savings Calculator

Calculates how much you overpaid or saved, and projects today's savings if you refinance or renegotiate

Independent Consumer Forum

Bias-Free Community

No ads, no sponsored content—just honest discussions

Peer Insights

Learn from real borrowers' experiences and tips

Expert Moderation

Financial experts ensure accuracy and civility

Our Values

The principles that guide every tool, feature, and interaction at MortgageHackr.

Empathy

We put borrowers first, always listening and learning from your needs.

Integrity

Honest, unbiased advice—no ads, no hidden agendas.

Transparency

Clear, accessible data and explanations at every step.

Innovation

Constantly improving tools and features to serve you better.

Why It Matters

0.25%

A 0.25% rate gap can cost—or save—tens of thousands over 30 years. We give you the hard numbers and peer insight so you can approach your lender with confidence.

Know Your Position

Understand exactly where you stand compared to market rates

Negotiate with Confidence

Armed with data and community insights for better outcomes

Save Thousands

Small rate improvements compound to massive long-term savings

Our Background

Bringing automotive industry expertise to mortgage deal-making

Automotive Expertise

Years of experience in automotive sales and negotiations taught us how data-driven approaches and competitive shopping create better outcomes for consumers.

Consumer Advocacy

We believe every homeowner deserves the same negotiating power and market transparency that savvy car buyers have enjoyed for decades.

Welcome to MortgageHackr.net

Ready to unlock better deals? Start with our Deal Analyzer and join thousands of homeowners who've taken control of their mortgage costs.